Home 2018-12-14T21:35:47+00:00

Our Mission: To Protect Your Assets From Loss

December 14, 2018:

Since our warning 109 days ago (see below), the stock market has fallen 13.9%. At Capital Preservation Trust, we measure risk precisely and reliably. Our primary job is to protect you from losses. The risks are still extremely high. Call us to discuss protecting your capital.” – Ray Mullaney

August 28, 2018:

Stocks and bonds are tremendously risky. For money you can’t afford to lose, sell today. Bank accounts were designed to protect and conserve your savings.
Call us. We’ll reintroduce you to safety. – Ray Mullaney

An Honest Explanation of Investment Risks

The charts below will help you understand just how risky the market is. Before we get to the charts, I’ll share some thoughts from 42 years of investment experience. Because the market will rise and fall, a common-sense view of investing would conclude it is best to sell after the market rises and buy after it falls. In general, this is our focus. However, more precisely, we employ financial technology to measure investment risks. Our technology informs us of what stocks and at what prices can be purchased with greater safety and opportunity, and quantitatively and objectively distinguishes those from stocks where there is greater danger and minimal opportunity because their prices are so expensive. We are patient. To keep you safe, we follow our technology, not the crowds, and employ a good dose of common sense as well. We will wait and invest your capital when prices provide greater opportunity and less risk.

We will miss some of the potential profit that the speculative wave of rising prices offers. See chart from 1990 – 2000. However, the losses you may sustain from entering the market at the wrong time may be unbearable! See charts from 1966 – 1982; 2000 – 2009; and Oct 2007 – Oct 2012.

Most investment advisors will tell you to buy and hold; that is good for them but not for you. Our proprietary financial technology informs us of what stocks to buy and at what prices. This discipline helps us avoid overpaying for stocks. Our technology is rational, not emotional. When others are selling in fear, our data analysis informs us when it is truly safe to invest and put aside fears. This technology also reliably measures risk, which greatly helps us avoid overpaying for stocks just because everybody else is excited about them.

We caution you; for that portion of your assets that you just cannot stand to lose, Sell Today.
– August 28, 2018

At this time, for your “safe money”, we will invest only in the safest of short-term bonds, with no more than 15% to 20% of that money in the safest stocks we know of.

We will be confident, even enthusiastic, to invest your assets after the market falls. And it will fall; we don’t know when, but we’ll get you out of harm’s way.

Call us to schedule a no-obligation, educational and even enjoyable meeting in person. We’ll discuss your goals and how our methods may be just what you’re looking for.